Refinance/Equity Release Bridge Loans

Refinance/Equity Release Bridge Loans: Unlock Your Property's Potential

At Fortys Capital, we understand that property assets hold significant value, and there are times when quickly accessing that value can be crucial for new opportunities or strategic financial manoeuvres. Our Refinance/Equity Release Bridge Loan solutions are specifically designed to provide rapid, short-term financing, allowing you to unlock equity from your existing property portfolio without the need for a long-term re-mortgage or sale.

Refinance/Equity Release Bridge Loans are specialised short-term financing options that allow property owners to quickly release capital tied up in their existing real estate assets. Unlike traditional refinancing that involves a long-term commitment, these bridge loans offer a fast and flexible way to access funds for a variety of purposes

Raising capital for a new property acquisition

Use the equity from one property to fund the purchase of another, especially when speed is essential.

Funding development or refurbishment projects

Provide immediate capital to kickstart or continue works on an existing or new property, before securing a long-term development facility.

Business investment or working capital

Inject vital funds into your business for growth, expansion, or managing cash flow.

Consolidating debts

Strategically use property equity to consolidate existing debts into a more manageable structure.

Breaking a property chain

If you need quick funds to complete a new purchase but your current property sale is delayed.

Paying off an expiring loan

Bridging the gap when a current loan facility is maturing, giving you time to arrange new long-term finance.

These loans are interest-only for their short duration, typically ranging from 3 to 24 months, with the principal repaid upon securing long-term finance or through another agreed exit strategy.

Who Can Benefit from Refinance/Equity Release Bridge Loans?

Property Developers

Seeking to release capital from existing assets to fund new acquisitions or ongoing projects.

Landlords

Looking to unlock equity for portfolio expansion, significant refurbishments, or business investment.

Businesses

Needing to inject capital into their operations using property assets as security.

Individuals

Requiring rapid access to funds for property chain breaks, urgent financial needs, or strategic investments.

Flexible Repayment

Working with you to structure a repayment plan that aligns with your exit strategy, whether it's through the sale of the property, refinancing, or other means.

Tailored Solutions

We assess each case, understanding the unique circumstances of your project to provide a bespoke lending solution that meets your specific requirements.

Expert Guidance

Our team of experienced finance professionals provides dedicated support throughout the entire process, from initial inquiry to loan completion, ensuring you feel supported every step.