how it works

From Application to Completion

step 01

Enquiry

Call us to discuss your case. We will advise you what the best lending solution is for your particular case and address any questions you may have.

step 02

Agreement in principle

We typically issue indicative terms instantly and a decision in principle within 24 hours of application, if not sooner. From here you are ready to begin your dream.

step 03

Legals & valuation

We will appoint an approved valuation team from our panel to go inspect the property. At the same time, Fortys and the borrower will instruct their solicitors to start the legal work.

step 04

drawdown

Once the legal work is finalised, we are ready to release the funds. Our solicitor will transfer the funds to the borrower’s solicitor and the process will be complete.